Most federal employees never have anyone sit down and explain their benefits in plain English. Our educators do exactly that — a free, no-obligation review of what you have, how it works, and the options in front of you. Nothing to buy, ever.
39+
Years of federal benefits experience
40,000+
Federal employees educated
1,500+
Benefits briefings delivered
$0
Cost — and never a sales pitch
What your review covers
Your review is a guided, plain-English walkthrough of the three benefits that shape your federal career. We explain how each one works — you leave understanding it.
FEGLI
Federal Employees' Group Life Insurance
Your government life insurance — and whether it still fits.
Most people enroll on day one and never look at it again. We walk you through what Basic and the optional coverages actually include, how the cost changes at different stages of your career, and how to read your own coverage so you understand exactly what you're carrying and why.
FERS
Federal Employees Retirement System
The three-part foundation of your federal retirement.
FERS is built from three pieces — your basic pension, Social Security, and the Thrift Savings Plan. We explain how they fit together, how your years of service and pay factor into the pension calculation, and where the milestones fall, so the whole picture stops feeling like a black box.
TSP
Thrift Savings Plan
Your federal retirement savings account, explained.
The TSP is the government's version of a 401(k), with its own funds, agency contributions, and rules for accessing your money. We explain what the core funds are, how matching works, and the mechanics of contributions and withdrawals — in plain terms, so you understand the account with your name on it.
Common benefits mistakes
No one at your agency is paid to sit you down and explain your benefits. So most federal employees carry the same avoidable blind spots for years.
Coverage chosen on your first day, never revisited — even as your life and the cost of that coverage both changed. Many people have never actually read what they carry.
The pension is driven by your years of service and your highest-earning years. When the formula is a mystery, it's impossible to picture what your federal retirement actually looks like.
Set once at hire and never revisited — the fund choices, the matching, the withdrawal rules. It's the largest account many federal employees own, and the least understood.
HR processes your paperwork; that's the job. Explaining your full benefits picture in plain English, and answering your questions, is not something anyone is assigned to do for you.
Shawn McCoy
“Dr. FedEd”
Meet your educator
Federal employees know him as "Dr. FedEd." Over 39+ years, Shawn McCoy has made federal benefits make sense for more than 40,000 people — in over 1,500 briefings, always as a teacher, never a salesperson.
His approach is simple: explain FEGLI, TSP, and FERS in plain English, respect your time and your intelligence, and answer every question you bring. You leave the review understanding your benefits — and what you do next is entirely up to you.
How it works
Three steps, no pressure at any of them.
Share a few details or give us a call. Pick a time that works — there's no cost and no obligation to do anything afterward.
A plain-English walkthrough of your FEGLI, TSP, and FERS benefits. Bring every question you have — that's exactly what the time is for.
You'll finish with a clear understanding of your benefits and the options in front of you. Whether you take any next step is entirely your call.
Why federal employees trust us
We know federal employees are cautious, and rightly so. That's why the review is exactly what it says it is: education, delivered in plain English, with nothing to buy at the end.
Trusted by the people who keep the country running.
The review exists to help you understand your benefits. There is no product to buy and no pitch at the end.
We are not affiliated with, endorsed by, or acting on behalf of any government agency. We work for you.
Nearly four decades explaining federal benefits, and more than 40,000 federal employees educated along the way.
Every review is complimentary. Whether you do anything afterward is completely up to you.
Before you book
Yes. The benefits review is complimentary — no cost, no obligation, and no catch. It exists to help federal employees understand their benefits, and you're never expected to buy anything.
No. This is education, not a sales meeting. Our educators explain your FEGLI, TSP, and FERS benefits in plain English and answer your questions. There's nothing to purchase, and whether you take any action afterward is entirely up to you.
Any current or former federal employee who wants a clearer understanding of their FEGLI, TSP, and FERS benefits. If you've never had someone explain your full benefits picture in plain English, this is for you.
No. Federal Benefits Exchange is not affiliated with, endorsed by, or acting on behalf of any government agency. We're an independent education service.
The review is general education about how federal benefits work. It does not provide individualized investment, tax, legal, or retirement advice — the goal is simply to help you understand your benefits and options clearly.
Just your questions. There's no homework and nothing you need to gather in advance — the review is built to meet you wherever your understanding is today.
Book your review
Request your complimentary, no-obligation review and an educator will walk you through your FEGLI, TSP, and FERS benefits in plain English. Prefer to talk first? Give us a call.
